DennisCW
Tesla News & DealsJune 17, 20257 min read

Last Chance for Tesla Model Y 1.99% Financing: Deals & Tips

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Last Chance for Tesla Model Y 1.99% Financing: Deals, Tips, and More!

Hey everyone, DennisCW here! Welcome back to another update packed with the latest Tesla news, deals, and insights. If you’ve been on the fence about getting a Tesla Model Y, this is your final call to lock in the incredible 1.99% financing offer for the all-wheel drive (AWD) trim. With just 24 hours left (as of this post), I’m breaking down everything you need to know to snag this deal, plus some inventory discounts, insider tips, and exciting Tesla updates. Let’s dive in!

Last Day for 1.99% Financing on Tesla Model Y AWD

Today marks the end of Tesla’s 1.99% financing offer for the Model Y all-wheel drive. If you’re interested, you’ve got to act fast. Here’s what you need to do:

  1. Place Your Order: Submit your order with a $250 deposit.
  2. Run Your Credit Application: This locks in the financing rate.
  3. Take Delivery by June 30th: You must complete delivery by the end of the month to qualify.

Important Note: This offer does not stack with the $2,000 Model Y loyalty incentive, so keep that in mind when planning your purchase. If you’re ready to move forward, don’t forget to use a Tesla referral code (like mine in the description below) to get 3 months of Full Self-Driving (FSD) added to your vehicle.

Inventory Discounts: Are They Worth It?

Tesla has some inventory discounts on Model Y AWD units, and I’ve noticed a pattern in their pricing strategy:

  • 500-1,000 miles: Around $500 off.
  • 1,500-2,000 miles: Around $1,100 off (e.g., a Quicksilver Long Range AWD with 2,116 miles for $1,100 off).

I’ve compiled the best inventory deals in a spreadsheet linked below, covering both Model 3 and Model Y. Honestly, some of these discounts aren’t game-changers (like $500 off a Model Y with 776 miles), but they’re nice to have if you spot one in stock. My advice? If your estimated delivery date is in July or later, reach out to your Tesla rep. They might match you with existing inventory for quicker delivery and potentially throw in a credit (up to $1,000) to sweeten the deal. Tesla is motivated to hit end-of-quarter numbers, especially with this financing offer and June 30th looming.

Pro Tip: Call or visit your local Tesla store to negotiate. They want to move vehicles by month’s end, so you might score some last-minute perks!

What’s Next for Tesla Incentives?

With the 1.99% financing ending, I’m predicting bigger inventory discounts or new offers after June 16th. There’s also speculation about new trims (like a 7-seater Model Y) or Tesla standardizing financing rates across trims through the end of the month. If you’re risk-averse, lock in now. If you can wait, keep an eye out for Quarter 3 or 4 deals—historically, September and December bring the best incentives.

Protect Your Tesla with Ceramic Coating

Once you’ve got your Model Y, protecting it should be a priority. I recently saw an incredible ceramic coating job by my friend Zach on a black Model Y—it’s like a mirror finish! Ceramic coating, paired with paint correction to remove swirls, makes the color pop and protects your investment. If you’re in the LA/OC area, check out Andre at 24K Shine. He’s worked on all my Teslas, uses top-tier products like Gyeon Ceramic, and offers mobile services. Mention the “Dennis Deal” for a special hookup! Hit him up on Instagram for recent Tesla projects.

Upcoming Events and Cool Tesla Mods

I’m thrilled to share that our custom Model Y, upgraded by Unplugged Performance, will be at Electrify Expo this Saturday or Sunday (TBD). If you’re there, come say hi! I’m also curious about a unique “frozen” Model Y wrap I came across—whether it’s AI-generated or real, it’s a cool concept. And if you’re in the LA/OC area taking delivery of a Model Y Rear Wheel Drive, DM me on Instagram. I’d love to join you and see one in person!

Other Tesla Incentives to Stack

Beyond the 1.99% financing, here are other incentives to consider:

  • Everyday Heroes Program: $1,000 off for military, first responders, teachers, and students via ID.me.
  • Lift Driver Program: $1,000 credit for eligible drivers.
  • Tesla Referral Code: Use mine (linked below) for 3 months of FSD.

Cybertruck 0% Financing: Is It Moving Inventory?

Tesla recently introduced 0% financing for the Cybertruck, but with a catch—you must purchase Full Self-Driving (FSD). Unlike other Tesla models, the Cybertruck doesn’t come with standard Autopilot, so FSD is almost a necessity for advanced driver assistance. While Foundation Series Cybertrucks sold out quickly, other trims aren’t seeing a massive sales spike. Inventory charts show no significant drop, which might push Tesla to offer 0% financing without the FSD requirement in Q3 or Q4. Could this extend to Model S or X? It’s possible, as 0% on high-priced vehicles like these would be unprecedented (lowest I’ve seen is 3.99%). What do you think—will Tesla expand 0% offers? Let me know in the comments!

Protect Your Data Before Financing

If you’re financing a Tesla, protecting your credit is crucial. Data breaches, like the recent Bank of America incident (unreported for a month), can expose your info for up to 277 days on average before you’re notified. That’s why I use Aura, today’s sponsor, to monitor the dark web for my personal data, reduce spam calls, and remove my info from sketchy broker sites. Aura also offers $5 million in identity theft insurance, all in one easy app. Try it free for 14 days at aura.com/denniscw (link below). Don’t wait until it’s too late—protect your data now, just like I do.

Must-Have Tesla Accessories

New Teslas come with zero accessories—not even a phone mount. Here are my top picks from partners:

  • Jowua: Phone mounts, center console organizers, underscreen storage, and more. Use my promo code below for savings and free shipping on orders over $120.
  • 3W Liners: My favorite all-weather floor mats for Model 3, Y, X, and Cybertruck. Get 35% off with code “Dennis35” (link below) and protect your interior for under $100.

Community Shoutouts and Questions

Thanks to everyone who joined the live stream—Blueberry, Caleb, Nifty Nerd, Paul, Dan Smith, and more! Congrats to Nifty on ordering a Rear Wheel Drive Model Y (great value with long range) and to Paul for the AWD Model Y order. A few quick Q&As:

  • Paul: Financing FSD at 1.99% vs. 0% credit card? Stick with 1.99%—cashing out credit for a car purchase is tricky and often incurs fees.
  • Caleb: Best Model S Plaid deal? I’ve seen 2022/2023 models with FSD for around $40k—insane value!
  • Dan: Full Self-Driving at $8k non-transferable? Subscription might be smarter unless you keep the car long-term.

Happy Father’s Day to all the dads out there, and thanks for the support—likes, comments, and subscriptions keep this channel going!

Final Thoughts

This is a pivotal moment for Tesla buyers. The 1.99% financing for Model Y AWD is ending, inventory discounts are available, and future incentives are on the horizon. Whether you’re locking in now or waiting for Q3/Q4 deals, stay informed with my free email newsletter (link below). Got questions or delivery stories? Drop them in the comments or DM me on Instagram. See you at Electrify Expo or in the next video!

Links & Resources:

  • Tesla Referral Code: [Link in Description]
  • Best Deal Spreadsheet: [Link in Description]
  • Aura (14-Day Free Trial): aura.com/denniscw
  • Jowua Accessories Promo Code: [Link in Description]
  • 3W Liners Floor Mats (35% off with “Dennis35”): [Link in Description]

Thanks for reading, and let’s keep the Tesla convo going!

— DennisCW

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