Tesla Model Y Delivery Delays: How to Lock in 1.99% Financing Before It’s Too Late

Hey everyone, DennisCW here! If you’re waiting on your brand-new Tesla Model Y and your estimated delivery date is getting pushed past June 30th, you might be in for some harsh realities regarding the incredible 1.99% financing offer for the All-Wheel Drive (AWD) model. In today’s post, I’m breaking down what’s happening, what Tesla’s stance is, and most importantly, what you can do to secure this deal before it’s gone for good. Let’s dive in!

The 1.99% Financing Deadline: Today Might Be Your Last Chance

If you’ve been following the Tesla community, you’ve likely heard that the 1.99% APR financing for the Model Y AWD is set to expire today. According to recent emails from Tesla and discussions on platforms like Reddit, this promotional rate is only valid if you take delivery by June 30th. For those eyeing the Rear-Wheel Drive (RWD) Model Y, you’ve got a bit more time, but the deadline remains the same for delivery.

Here’s the kicker: Tesla seems to be sticking hard to this expiration date. A recent email from Tesla promoting summer incentives explicitly mentions 0% financing for the Model 3 and Cybertruck, and 1.99% APR for the Model Y Long Range RWD—but there’s no mention of the AWD Model Y. This omission suggests Tesla may have already pulled the offer for AWD in their system. If you don’t act now, you could be looking at the non-promotional APR of 5.4%.

Action Step: Head over to Tesla’s website, find a vehicle, and place your $250 deposit. Don’t forget to use a referral link (like the one I’ve shared below) to get 3 months of Full Self-Driving (FSD) added to your order. Additionally, complete your credit application to lock in the rate—whether it’s just you or with a co-signer, this step is crucial.

What Happens If Tesla Delays Your Delivery Past June 30th?

Many of you have asked: “What if I order today, but Tesla can’t deliver my vehicle by June 30th? Does the APR change?” In the past, Tesla has been somewhat lenient, allowing the promotional rate to carry over a week or two. However, based on recent feedback from Tesla reps and community posts, that flexibility seems to be disappearing.

Tesla has reportedly confirmed that if delivery doesn’t happen by June 30th, the APR will revert to 5.4%. Worse yet, if you decide not to take delivery at the higher rate, you’ll lose your non-refundable $250 deposit. But what if you’re ready to take delivery, and Tesla is the one delaying your vehicle to July or later? That’s a different scenario, and there are solutions.

My Recommendation: If your delivery is being pushed back, reach out to your local Tesla representative immediately. Better yet, visit a Tesla store if possible (I know it’s not always convenient). Ask to switch to an inventory vehicle that’s ready for immediate delivery in your area. You can check available inventory directly on Tesla’s website.

Real-Life Example: How Andrew Secured the Deal

Let me share a quick story about Andrew, a friend who faced this exact situation. His Model Y delivery was estimated between July 1st and 10th, and Tesla informed him that he’d lose the 1.99% APR if he didn’t take delivery by the end of June. After some back-and-forth, I advised him to speak with a local Tesla rep and see if he could switch to an inventory vehicle.

Andrew wanted a tow hitch, but the available inventory vehicle didn’t have one. So, we brainstormed—he asked Tesla for a credit or incentive to make up for the switch. Here’s what he walked away with on his Stealth Gray Model Y:

• $7,500 tax credit
• $500 loyalty discount
• $1,000 in Lyft credits
• Full Self-Driving transfer
• 1.99% APR (locked in!)
• $300 credit for tow hook labor since he swapped vehicles to meet the deadline

This shows that Tesla can be flexible if you push for solutions. I’ve even heard of Tesla covering flights for out-of-state deliveries in rare cases (like for a Model X). So, don’t hesitate to negotiate or ask for incentives if you’re switching to meet the deadline.

Inventory Discounts and Future Incentives: What to Expect

Switching to an inventory vehicle might not only save your financing rate but could also land you some sweet discounts. I often get asked, “What’s a good inventory discount?” Personally, I think $1 per mile isn’t enough. Aim for $2–$4 per mile, though this can vary based on financing offers and demand. For instance, with 0% financing on a Model 3, discounts might be slimmer due to high demand.

As for future incentives, my prediction is that we won’t see another promotional financing offer for the Model Y until next quarter—likely August or September. So, if you’re on the fence, now is the time to act. 1.99% APR is a fantastic deal, especially paired with a referral code for 3 months of FSD (check the link below).

Bonus: A Tesla App Glitch That Got Us Excited

In other news, shoutout to Jose for spotting a wild glitch in the Tesla app. For a brief moment, it showed an “Energy Boost” upgrade for the 2026 Model Y RWD, priced at $1,600, which would add 50 miles of range. Combined with the Long Range RWD Model Y, this could’ve pushed the range over 400 miles! We even added it to the cart (just for fun), but sadly, it’s been removed and confirmed as a glitch. Still, imagine a 400-mile RWD Model Y—wouldn’t that make the AWD or even Performance models less appealing? Let me know your thoughts in the comments!

Deals and Resources for Tesla Buyers

• Cheap Tesla Deal: Our friends at Cheap Teslas just posted a 2019 Model S with FSD for $26,000—70,000 miles, clean title, and unlimited battery warranty. Hit them up on Instagram or Twitter and ask for the “Dennis Deal” for an extra discount.
• Trade-Ins and Sales: If you’ve got a trade-in or want to sell your vehicle, check out Chip at Electric Hybrid Sales in Tennessee (link below). Mention the “Dennis Deal” to maximize your value.
• Protect Your Credit: Before financing your Tesla, protect your identity with Aura, today’s sponsor. With data breaches happening (like Bank of America’s recent unreported incident), Aura scans the dark web for your info and offers tools to reduce spam and remove your data from broker sites. They also provide $5 million in identity theft insurance. Try it free for 14 days at aura.com/denniscw (link below).

Final Thoughts: Act Now or Wait?

If you’re eyeing a Tesla Model Y AWD and want that 1.99% financing, today might truly be your last chance. Contact Tesla, explore inventory options, and lock in your order before the deadline. If you’re delayed by Tesla, don’t panic—negotiate for solutions like Andrew did. And if you’re just browsing, let me know in the comments: Are you planning to buy now, or will you wait for the next incentive wave in August or September?

Thanks for reading, and don’t forget to use my Tesla referral link below for 3 months of FSD with your order. Stay tuned for more Tesla updates, tips, and deals!

• DennisCW

Links & Resources:

• Tesla Referral Link: [Insert Link]
• Aura Identity Protection (14-Day Free Trial): aura.com/denniscw
• Cheap Teslas Deal: Contact via Instagram/Twitter
• Electric Hybrid Sales (Trade-Ins): [Insert Link]