Tesla's 0.99% Financing Hits Model 3 & Y: Zero Down, Up to 72 Months!
Hey everyone, DennisCW here! If you've been waiting for the perfect time to snag a Tesla Model 3 or Model Y, this is it. Tesla just dropped 0.99% financing – not quite the 0% I was wishfully thinking, but dang close! And the best part? It's available with zero down on both models. We kinda predicted this move, and now it's here to make EV ownership even more affordable.
Breaking Down the Financing Deals
Tesla Model Y
- Standard Range: A sweet 0% APR.
- Premium RWD & AWD (the ones most folks go for): 0.99% APR.
- Performance: Still at 5.29% – bummer, but hold tight (more on workarounds below).
Tesla Model 3
Clean and consistent across the board:
- Premium RWD: 0.99%
- Premium AWD: 0.99%
- Performance: 0.99%
These rates go up to 72 months, meaning your monthly payments stay super low, and total interest? Basically negligible. Plus, if you qualify for tax deductions, you might write off even more. But heads up: Approval typically needs stellar credit (720+ FICO). Got it? You're golden.
Pro Tips to Lock It In
- Zero down is possible, but structure your deal smartly.
- Tesla's seen rates as low as 3.99% recently on Model Y – shop around!
- Demo Inventory Discounts: Still alive! Up to $2,000 off. Head to Tesla's inventory page, switch to "All Deliverable," or ping your advisor.
- Patreon Perks: Join our Patreon for a full list of credit unions with rates as low as 2.99% – even for Model Y Performance buyers.
Stack These Discounts Before Ordering
- Referral Code: Click mine in the description/video first for up to $1,000 off.
- Full Self-Driving (FSD) Discount: Order by March 31st. Use my Linktree inquiry form and mention "discount on FSD with pending new delivery."
- America's Heroes Discount: $500 off for eligible folks – set it up pre-order.
Image: Tesla Model Y in action – finance it for pennies on the dollar!
What's Next? End-of-Quarter Magic
It's February 15th – smack in the middle of Q1 (ends March). These incentives scream "clear inventory!" Expect more:
- Deeper inventory discounts.
- Possible option incentives returning.
Model Y Performance might see 0.99% or 1.99% by Q4, but demand is high with tons of pending orders. Inventory levels will dictate – if it climbs, deals get better.
What do you think? Drop a comment: Are you financing at 0.99%? Which model?
Must-Have Tesla Accessories from Jowua
Your new Tesla comes with zero accessories – no phone mount, nada! Fix that with our partner Jowua (I use their stuff daily):
Essentials:
- Phone Mount: Keeps your phone secure during ludicrous acceleration.
- Center Console Organizer: No more lost keys or coins.
- Invisible Underscreen Station Mount: Perfect for sunglasses.
Cool Extras:
- Wireless game controller (glovebox-friendly).
- Portable air compressor for road trips.
- Electric scooter for supercharger walks.
Use my promo code (check video description) for savings + free shipping on $120+ orders. Shop Jowua now.
Thanks for reading/watching! Hit like, subscribe, and use those links to support the channel. Drive safe! 🚀
DennisCW



