Tesla Quietly Removes Low Financing Offers on Model S, X, and Cybertruck – But Killer Deals Remain on Y & 3!
Hey everyone, Dennis here from DennisCW! Thanks for tuning into this breakdown of the latest Tesla news. In today's stream (pre-recorded while I'm traveling), we dove into some big financing shifts, FSD hardware updates from Elon, insurance perks, and more. Plus, don't miss the daily giveaway at the end – a Cybertruck wind-up racer is up for grabs!
If you're shopping for a Tesla, grab my Delivery Checklist to inspect your new ride like a pro. And check out Pluck for top-dollar offers on selling your EV – they're beating competitors by $3K-$6K!
Financing Shake-Up: 3.99% APR Gone for S, X, and Cybertruck
Tesla has silently pulled the 3.99% financing from Model S, Model X, and Cybertruck. Now they're at 5.09% APR.
- Makes sense for S & X: Inventory is super low (~50 units left), and they just hiked prices by $15K. Signature editions are $160K – invites are rolling out wider, but who’s dropping that cash?
- Cybertruck surprise: Low inventory too, but with the $59K standard model incoming, maybe Tesla doesn't need to subsidize financing anymore.
Still killer deals:
- Model Y: 0% APR
- Model 3: 0.99% APR or $265/mo lease
Pro tip: Use a Tesla referral code for 0% + 3 months free FSD!
Signature S/X Invites Expanding
Limited to 200-350 units, but more owners (even Model Y folks?) are getting invites. I got one – but $160K? No thanks. Have you? Drop your prior Tesla in the comments!
500kW Superchargers Get Payment Screens
Shoutout to David for spotting these! Now non-Tesla EVs can pay easily at ultra-fast chargers. Game-changer for road trips.
Model Y Standard Upgrades from Unplugged Performance
Turning base models into beasts – check their parts. Full video coming soon!
Elon on HW4/AI4 for FSD: "Better Than Human Safety"
Big win for current owners! Elon says AI4 (HW4) is enough for FSD surpassing human safety in Optimus clusters. AI5 is 5x more powerful but for robots/supercomputers.
Upcoming earnings call question: "How will HW3 reach unsupervised FSD?" Stay tuned – updates like 14.x will push it further.
Tesla Diner Coming to Bay Area?
New menu items like Tesla Po'boy and avocado toast at the existing diner. Elon replied "Sure" to a Palo Alto request. Austin next? Perfect for road trips – pair with 3W all-weather mats (code Dennis35 for 35% off)!
Tesla Insurance Safety Score 3.0: FSD Miles = 100 Score!
Huge incentive: Every FSD-supervised mile scores 100, boosting your average and slashing premiums (up to $100/mo savings reported). Available in IN, TN, TX, AZ, VA, IL (not CA).
FSD is safer with all those cameras. Track rates via our Insurance Survey – see what others pay!
Sponsor Shoutouts
- EV Jack: Protects your EV + you (code Dennis for 30% off)
- Jowua: Phone mounts & organizers (code Dennis5)
Yesterday's Giveaway Winner
Del the Jesus wins the EV Jack ($209.30 Model Y) – DM me on IG!
Enter Today's Giveaway: Cybertruck Wind-Up Racer!
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- Multiple entries OK – winner tomorrow!
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DennisCW – Tesla Deal Hacking Expert



