Tesla Model Y Financing Deadline: What to Do If Your Delivery is Delayed Past June 30th

Hey everyone, DennisCW here! Welcome back to another update on all things Tesla. Today, I’m diving into a critical topic for anyone eyeing a Tesla Model Y with that sweet 1.99% financing offer for the all-wheel drive version. If your estimated delivery is getting pushed past June 30th, I’ve got some harsh realities and actionable tips to help you lock in this deal before it’s gone. Plus, I’ll touch on other exciting Tesla news and updates. Let’s get into it!

The 1.99% Financing Deadline for Model Y All-Wheel Drive

As many of you know, Tesla has set a firm deadline for the 1.99% APR financing offer on the Model Y all-wheel drive: you must take delivery by June 30th. This was confirmed through various sources, including a recent email from Tesla and direct communications shared on Reddit. For rear-wheel drive Model Ys, you’ve got a bit more time, but for AWD, today might truly be the last day to secure this rate.

Here’s the kicker: if your delivery slips past June 30th, Tesla has stated that the APR will revert to the non-promotional rate of 5.4%. Worse yet, if you can’t take delivery at that higher rate, you’ll lose your $250 non-refundable deposit. This is a significant jump in interest, so it’s worth taking action now if you’re serious about this deal.

What You Need to Do to Lock in 1.99% APR:

Visit Tesla’s website and find a vehicle in inventory.
Place your $250 deposit.
Complete your credit application (whether solo or with a co-signer).
Use a referral code (like mine in the description below) for added perks like three months of Full Self-Driving (FSD).

What If Tesla Delays Your Delivery Past June 30th?

If Tesla informs you that your vehicle won’t arrive until July or later, don’t panic just yet. This is a different scenario, and there are steps you can take to potentially still secure the 1.99% rate. Here’s my advice based on real-world examples:

Contact Your Local Tesla Rep: Reach out to your Tesla representative or visit a store if possible. Explain your situation and express your urgency to take delivery by June 30th.
Switch to an Inventory Vehicle: Check Tesla’s website for in-stock Model Ys in your area. Switching to an available vehicle can expedite delivery. I recently helped a friend, Andrew, who faced a delay to July. By switching to an inventory vehicle, he not only secured the 1.99% APR but also got additional perks like a $7,500 tax credit, $500 loyalty discount, $1,000 in Lyft credits, FSD transfer, and a $300 credit for tow hook labor since the inventory car lacked a tow hitch.
Negotiate Incentives: If the inventory vehicle doesn’t match your exact specs, ask if Tesla can offer credits or other incentives to sweeten the deal. They’ve been known to be flexible, sometimes even covering flights for out-of-state deliveries.

Tesla’s stance seems stricter this time compared to past leniency, so don’t count on them extending the deadline. A recent promotional email from Tesla omitted the AWD 1.99% offer, signaling they’re sticking to the June 30th cutoff. My prediction? We might not see another financing incentive until August or September, so if 1.99% is a deal-breaker for you, act fast.

Other Tesla Updates and Glitches

Beyond financing, there are a few other tidbits I want to share from the Tesla world:

Model Y Range Boost Glitch: A friend, Jose, spotted a glitch in the Tesla app showing a $1,600 “Energy Boost” upgrade for a 2026 Model Y rear-wheel drive, promising an additional 50 miles of range. This would push the range over 400 miles—a dream for many! Sadly, it was just a glitch and has since been removed, but it got us excited about potential future range unlocks.
Six-Seater Model Y Hint: Firmware leaks suggest Tesla might be working on a six-seater Model Y configuration, possibly with captain’s chairs for better usability with car seats. This could be a game-changer for families.
Grok AI Personalities: New icons in Tesla firmware hint at upcoming Grok AI personalities for in-car interactions, including options like “Therapist,” “Motivational,” and even “Unhinged.” However, older models (2020-2021 with Intel Atom) might not support this feature.

Community Questions and Insights

I love hearing from you all, and during the stream, I got some great questions:

David: Waiting for Q3/Q4 for a better deal than 1.99% APR. I agree— if your current vehicle is running fine, waiting might land you a 0% offer or better inventory discounts.
Alex: Congrats on your red Model Y long-range rear-wheel drive delivery being bumped up! Regarding the $2,000 loyalty incentive, it’s typically for owners of 2021 or older Tesla Model Ys, but it doesn’t hurt to ask your rep.
Phil: Torn between a Model Y AWD at 1.99% or waiting for the performance version? Since the Model Y Performance isn’t out yet (rumored for Q4), and deals on it might not come until 2026, I’d suggest the rear-wheel drive as a solid daily driver if you can’t wait.

Protect Your Credit Before Financing

If you’re financing a Tesla, protecting your credit is crucial. Data breaches, like the recent Bank of America incident, can expose your personal info for months before you’re notified. That’s why I use Aura, today’s sponsor, to monitor the dark web for my data and reduce spam calls. Aura also offers tools to remove your info from sketchy broker sites and includes $5 million in identity theft insurance. Try it free for 14 days at aura.com/denniscw—link in the description below. Don’t wait until it’s too late to protect your credit!

Final Thoughts and Predictions

If you’re on the fence about buying a Tesla Model Y with the 1.99% financing, now’s the time to act, especially for the all-wheel drive. Delays happen, but switching to an inventory vehicle or negotiating with your Tesla rep can save the day. Looking ahead, I expect inventory discounts to improve in July once this financing promo ends, and we might see bigger incentives in Q3 or Q4.

What do you think? Are you rushing to lock in the 1.99% APR, or holding out for better deals? Drop your thoughts in the comments below, and don’t forget to use my Tesla referral link for three months of FSD with your order. Thanks for tuning in, and I’ll catch you in the next one!

Disclaimer: This post is for informational purposes only and not financial advice. Always consult with a professional before making purchasing or financing decisions.

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Tesla Model Y Financing Deadline and Delivery Tips for June 30th