Unlocking 1.99% Financing on Tesla Model Y: It's Still Possible!

Unlocking 1.99% Financing on Tesla Model Y: It's Still Possible!

Hey everyone, DennisCW here! If you've been following my YouTube channel, you know I'm all about scoring the best deals on Teslas and EV life. In my latest video, I shared an incredible tip from one of our community members, Krishna, who managed to snag 1.99% financing on his Model Y—even after the promotion officially ended. Today, I'm breaking it down in this blog post, plus some other exciting updates on EV incentives, accessories, and more. Let's dive in!

The 1.99% Financing Hack: Step-by-Step Guide

First off, a huge shoutout to Krishna for sharing his screenshots and story. He ordered his Model Y on June 28th, the last day of Q2 when 1.99% financing was still available. Even though his delivery was in August, he was able to lock in that sweet rate for up to 72 months. That's way better than the current offers—3.49% for 60 months or 4.99% for 72 months on the Model Y.

Tesla initially quoted him 5.59%, but Krishna didn't settle. If you placed an order during the 1.99% promo period (even if you canceled and reordered), you might still qualify. Here's how Krishna did it:

1. Check Your Order Date: Confirm it was before the promo ended (e.g., June 28th for Q2).
2. Contact Tesla: Reach out and ask them to honor the original rate. Mention your initial order date.
3. Refill the Credit Application: Krishna had to resubmit his credit app.
4. Verify Details Over the Phone: Call Tesla to confirm everything—they approved his 1.99% APR for 72 months.

Krishna's delivery happened just recently, and he even sent me pics of his new ride. If you've got a similar story or scored a killer deal, DM me—I'd love to feature it and help others replicate it. This is a PSA: It doesn't hurt to ask! If you're in that early order window, give it a shot.

Other EV News and Deals

Unplugged Performance Rewards Program

Switching gears, Unplugged Performance just launched their new rewards program. If you're into aftermarket Tesla mods, sign up via the link in my video description for promotions and perks. They're also hosting an open house tomorrow—RSVP for free and snag some swag. Check the description for details!

Home Charger Incentives with Mario at Smartplug EV

We've talked a lot about buying Teslas, but what about charging at home? I chatted with Mario from Smartplug EV today—he's installing a charger for a friend in North Hollywood. Pro tip: In LA, you can get up to $1,000 for installing a charger. If you're in Southern California (like Orange County), there are incentives up to $4,000 for panel upgrades if your setup needs more capacity.

Mario is a Tesla-authorized installer, which means better warranty coverage. Hit him up and mention the "Dennis deal" for a hookup. Links in the video description!

Must-Have Tesla Accessories from Joah

Once you've got your Tesla, remember—it comes with zero accessories. Not even a phone mount! Here are my top picks from our partner Joah (I use their stuff daily):

• Phone Mount: Keeps your phone secure during those quick accelerations.
• Center Console Organizer: Prevents losing small items in the abyss.
• Invisible Underscreen Storage: Perfect for sunglasses—my new favorite.

They've got more: a wireless game controller that fits in the glovebox, a portable air compressor for road trips, and even an electric scooter for those walks from chargers. Use my promo code in the description for savings and free shipping on orders over $120. Thanks to Joah for supporting the channel!

Final Thoughts: Lock In Those Rates Now

From Krishna's story, we've learned Tesla will honor promo rates if you ordered before they ended. With current deals like 3.49% on Model Y and 0% on Model 3, it might be smart to place an order now to lock in your spot—and the rate. Tesla's CFO mentioned dialing back incentives, but they'd likely give notice before changes.

Don't forget: Use a Tesla referral code (like mine in the description) for 3 months of Full Self-Driving. If you're buying FSD anyway, it supports the channel—thanks to everyone who's used it!

What do you think? Have you scored a similar financing deal? Drop your thoughts in the comments, and if this helped, share it with fellow Tesla fans. Stay charged, and I'll see you in the next video!

Disclaimer: Deals and incentives can change—always verify with Tesla or relevant providers.