
If you're in the market for a Tesla Model Y, you're probably overwhelmed by the different trim levels, financing options, and incentives. The $7,500 federal tax credit might be gone for some buyers, but there are still killer deals on inventory Model Ys—including 0% financing on the Standard trim and hefty lease incentives. Let's break it down so you can snag the best deal based on your buying strategy.
Tesla's Model Y lineup includes the Standard at $39,990 and the Premium (or Long Range AWD) starting around $5,000 higher. But inventory discounts are shaking things up—anywhere from $1,000 to $3,000 off depending on the trim and location.
Here's the game-changer: Only the Model Y Standard offers 0% financing. Compare that to the Premium's 2.99% rate, and the effective price gap balloons to about $10,000 when financing over time. If you're paying cash, the raw price difference matters less, but financing makes the Standard a steal.
| Trim | Base Price | Financing Rate | Inventory Discounts | |---------------|------------|----------------|---------------------| | Standard | $39,990 | 0% | Up to $3,000 off | | Premium | ~$45,000 | 2.99% | Up to $3,000 off |
Planning to lease? Tesla's throwing in a $6,500 lease incentive on Model Ys (check the details on their site—it applies to qualifying leases). Stack that with inventory discounts, and the math changes dramatically.
If you cycle through cars every 36 months, leasing the Premium with these perks might beat financing the Standard long-term.
Maximize your savings with these extras:
Pro tip: Run the numbers on Tesla's site with your location, down payment, and term to see personalized deals.
The "best deal" depends on you:
Head to Tesla.com, plug in your details, and compare. Let me know in the comments: Which trim are you eyeing, and what's your plan?
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Tesla enthusiast and EV expert. Sharing tips on maximizing your Tesla ownership experience.