Hey everyone, DennisCW here! If you've been following my channel, you know I've been tracking Tesla deals for years. But this latest development is a game-changer: zero down, zero out-of-pocket Tesla purchases are now possible. We've got confirmations from multiple sources, including shoutouts to Discord and Instagram members like Stephanie, Sahil, and Josh for sharing their screenshots. This isn't financial advice, but it's exciting to see how accessible Tesla ownership is becoming. Let's dive into the details, how it works, and who should consider it.
For the past 2-3 years, I've monitored Tesla financing, and zero down was unheard of—until now. Typically, Tesla requires a 5% down payment on purchases. However, if you qualify for the $7,500 federal tax credit and apply it upfront, you can offset that requirement entirely. This deal is available at a 3.49% APR, and it's been spotted on models like the Model Y.
Even better? The Model 3 offers 0% financing when you add Full Self-Driving (FSD). If you've snagged a zero-down Model 3 at 0%, hit me up with a DM—I'd love to feature your screenshot!
Disclaimer: This results in a higher monthly payment, so weigh your options carefully. Not financial advice.
Let's look at the proof. These screenshots come from the Tesla app after placing an order (pro tip: use a referral code like mine in the description for three months of free FSD and to support the channel).
Good credit (think 750+ score and solid auto loan history) helps, but your mileage may vary.
If you want more insider tips like this, join our secret Discord group—link in the description!
This deal shines brightest for Model 3 buyers with 0% financing. Instead of dropping $5,000–$10,000 (10-20% down), keep that cash invested elsewhere. At 0%, it's a no-brainer if you can earn more than the loan rate (e.g., 4% in a high-yield savings like E*TRADE or Robinhood).
For the 3.49% Model Y rate, it's riskier—I'd probably put money down to lower payments. But if you have high-return opportunities, zero down lets you leverage your capital.
Personally, the lowest I've done is $4,000 down back in 2019. Each situation is unique, so crunch the numbers.
Your new Tesla comes with... nothing. No phone mount, no organizers. That's where Jowua comes in—my go-to for must-haves:
They also offer a wireless game controller, portable air compressor, and even an electric scooter for those charger walks. Use my promo code (description) for savings, free shipping over $120, and to support the channel. Thanks, Jowua!
Zero-down Teslas are a fresh twist, opening doors for more people. What do you think—game-changer or too good to be true? Drop your thoughts in the comments, and if you've scored this deal, share your story!
Remember, this isn't financial advice—consult a pro. If you're ready to order, grab that referral code and let's make Tesla ownership epic.
Drive safe, DennisCW
Tesla enthusiast and EV expert. Sharing tips on maximizing your Tesla ownership experience.